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What does this integration do?
The Insurity Submission Gateway (ISG) integration with InsCipher streamlines the surplus lines compliance process for agencies, brokers, and MGAs. By connecting ISG to InsCipher’s portal and Tax Calculator APIs, users can automate two critical compliance workflows:

Transaction import: Automatically transfer transaction data from ISG to InsCipher for surplus lines tax filing and reporting, as well as documents for policies (PN) and endorsements (AE, APE, RPE, ZPE, XE).

Tax & Fee Calculations: Instantly calculate surplus lines taxes and fees for all U.S. states and territories, directly within ISG

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What does this integration not do?

It does not generate diligent effort forms or those involved within the diligent search process (affidavits, etc).

It does not automatically reconcile or remit any tax payments.

Transaction Import

Surplus Lines transactions are automatically retrieved from the AMS and pushed into InsCipher. This processing usually occurs nightly at around 2 AM MST.

Tax Calculation

Functionality for retrieving surplus lines tax rates inside of the AMS.

ISG - Overview

Insurity Submission Gateway (ISG), formerly known as Sure Submission Gateway (SSG), is a purpose-built platform for wholesale distribution and the London Market, designed to streamline underwriting, improve trading efficiency, and enhance capacity management.

Key Benefits

An overview of the benefits involved with utilizing ISG for your workflow.

Faster Quoting: Provides instant retailer access to programs with the latest underwriting guidelines, rating, and moratorium updates, enabling quick, accurate quotes.

Automated Underwriting: Uses predictive models, scoring, and straight-through processing to focus on exceptions rather than manual reviews.

Simplified E-Trading: Automatically collects, formats, and distributes risk-level reports, strengthening MGA–carrier partnerships and enabling smooth upstream/downstream communication.

Capacity & Moratorium Controls: Automatically manages exposure limits, tracks CAT events, and applies moratorium rules in real time based on live storm trajectories.

Risk Selection & Analytics: Uses geospatial tools and data correlations (exposure, hazard, claims, etc.) to avoid adverse selection and ensure underwriting guidelines are met.

Proven Market Expertise:

• Over 100 customers, including 7 of the top 10 US MGAs. • Deep experience supporting both binding and brokerage markets.

Performance Gains

• 80% faster underwriting. • 60% reduction in reporting time. • 1% Direct Written Premium (DWP) increase.

Customer Feedback Highlights

• Quick alternate quotes from multiple markets in just a few clicks. • Easy rollout of new products to large audiences. • Improved workflow efficiency, reduced errors, and stronger competitiveness, with recognition from Lloyd’s of London for excellence.

Integration Setup

This page explains how to set up both Transaction Import and Tax Calculator integrations between Insurity Submission Gateway (ISG) (formerly known as Sure Submission Gateway or SSG) and InsCipher, giving you a one‑view guide to enable seamless compliance workflows.

Transaction Import

Overview

The InsCipher Filing Connect (Transaction Import) integration allows agencies and MGAs using Insurity Submission Gateway (ISG) to automatically transfer transaction data to InsCipher for surplus lines tax filing and reporting. This eliminates the need for manual data entry into InsCipher, reduces errors, and ensures timely, compliant filings. By enabling this integration, transactions processed in ISG — such as new policies, renewals, endorsements, cancellations, and reinstatements — can be sent directly to InsCipher, ready for review and submission to the appropriate state surplus lines offices.

Technical Installation Details & Requirements

• Active InsCipher Filing Connect account with API access enabled. • Licensed Insurity Submission Gateway product. • API key and endpoint provided by InsCipher.

The integration uses the InsCipher Filing Connect API to create transactions in InsCipher based on data from ISG.

Core API call:

• POST /api/v2/single/transaction • Request Body: Includes required filing fields such as policy number, effective/expiration dates, state, transaction type, premium, fees, agency, carrier, and line of business. • Response: Confirms receipt of transaction and provides an InsCipher transaction ID for tracking.

Setup Process

Once your agency has been provisioned with access to the InsCipher Filing Connect API, the integration will be configured within Insurity Submission Gateway (ISG) to securely send approved transaction data to InsCipher for filing. When a qualifying transaction is completed in ISG, the integration transmits the relevant details — including policy number, state, transaction type, effective date, premium, and applicable fees — to InsCipher. The data is then available within the InsCipher portal for review, approval, and submission to the appropriate state filing authority.

Tax Calculations

Overview

The Tax Calculator integration allows ISG to request real‑time taxes and fees from InsCipher’s compliance database during quoting. This ensures accurate, compliant quotes without manual lookups.

Technical Installation Details & Requirements

The integration uses the InsCipher Tax API to return real-time Surplus Lines tax calculations.

Core API call:

• Request URL: Create a POST request /api/taxcalculator • Request Body: Includes state, premium, fees, line of business, and transaction type. • Response: JSON with detailed breakdown of applicable taxes and fees

Setup Process

Once your business has been provisioned with access to the InsCipher Tax Calculator API, the integration will be configured within Insurity Submission Gateway (ISG) to securely send policy and transaction details - including state, premium amount, applicable fees, line of business, and transaction type - to InsCipher for real-time surplus lines tax and fee calculation. When a quote is processed in ISG, this data is automatically transmitted to the InsCipher API, which instantly returns a breakdown of the applicable taxes and fees. The results are displayed directly within ISG, enabling accurate and compliant quoting without manual rate lookups or separate calculation tools.

Support

Implementation Guidance: Daniel Seddon (Sikich) — [email protected]
API Credentials & Access: Contact your InsCipher Account Manager or Support